Analyze Your Financing Potential
Instant, professional analysis of your mortgage eligibility and monthly repayments in the UAE market.
Mortgage Calculator
Expert Advice
Key Market Insights
Essential information about the UAE mortgage market to help you make an informed decision.
Competitive Rates
UAE banks offer mortgage rates typically between 3.5% – 6% per annum, with both fixed and variable options.
Down Payment
Expats need a minimum 20% down payment; UAE nationals need 15% for first homes under AED 5M.
Loan Term
Mortgage terms in the UAE can go up to 25–30 years depending on the lender and property type.
Regulated & Secure
All UAE mortgages are regulated by the Central Bank of UAE, ensuring transparent and fair lending.
Top UAE Banks
Access mortgages from ADCB, Emirates NBD, FAB, HSBC, Mashreq, and more leading institutions.
Pre-Approval Available
Get pre-approved for a mortgage in principle before you start your property search.
The Mortgage Process
A step-by-step guide to securing your property finance in UAE.
Eligibility
Ensure you meet the bank's minimum salary, age (21–65), and residency requirements.
Calculate Your Budget
Use our calculator to estimate your monthly payments and total loan amount.
Gather Documents
Prepare salary slips, bank statements, passport copy, Emirates ID, and property details.
Apply to Banks
Submit applications to multiple banks or use a mortgage broker for the best deal.
Property Valuation
The bank conducts an independent valuation of the property you intend to purchase.
Mortgage Offer & Transfer
Receive your formal mortgage offer, sign at DLD, and complete the property transfer.